Special consideration should be given with regards to players who are not residents of Australia and playing for your club. Although they will be eligible for claims under the Non-Medicare Medical Expense section of the Rugby National Risk Programme, they may not be protected (depending on their individual circumstances) under Medicare, potentially leading to uninsured and/or non recoverable medical expenses.
The current Non-Medicare Medical beneﬁt under the plan pays medical expenses which are not payable or partly payable by Medicare to a maximum of $3,000 after deduction of $100 excess.
In view of this it would be prudent to explore what separate Medical cover is available for overseas players who are not entitled to Medicare. Consideration should also be given to cover for injuries which may occur outside their duties for your club as well as illness.
Overseas players not entitled to Medicare should effect appropriate travel insurance before travelling to Australia or take-out private health insurance whilst in Australia tailored for non-residents. Some of the Private Health Funds offer cover for overseas residents, information can be found on their websites.