This section of the programme provides protection for the Club, its Directors, Officers and committee members whilst acting for and carrying out their duties on behalf of the club.

Incidents and events that are covered by this policy include:
  • Directors and Officers
  • Organisation Reimbursement
  • Organisation Liability
  • Employment Practices Liability
  • Statutory Liability
  • Crime
  • Internet Liability
Examples of the cover provided to the insured includes:
Directors & Officers – acting on behalf of a Rugby Club;

A Club Committee member makes a defamatory remark towards an opposing Club’s player during a match. The opposing player sues the Club and the committee member for damages. The damages and the defence costs are covered (subject to the limits of indemnity provided under the policy).

Defence Costs – for the Club and an Insured Officer;

Defence Costs are covered under this section. The Defence costs are to be reasonably incurred and with the Insurers written consent and are subject to the limits of indemnity provided under the policy.

Policy Extensions (Subject to policy limits and sub-limits)
  • Occupational Health and Safety
  • Attendance Compensation
  • Crisis Expenses
Limit of Liability Excess
Directors and Officers Liability $10,000,000 Nil
Organisation Reimbursement $10,000,000 $2,500
Organisation Liability $5,000,000 each policy period $1,000,000 each loss $2,500
Employment Practices Liability $10,000,000 $2,500
Internet Liability $1,000,000 Nil
Statutory Liability $500,000 $5,000
Crime Coverage $100,000 $5,000
Other Sub-Limits apply. Please refer to the Policy Documents or contact Aon for further information.
When is coverage NOT provided?
The exclusions and limitations under this part of the policy include but are not limited to:
  • Known Circumstances that are not notified to the insurer during the policy period
  • Actions prior to the Retroactive Date – This insurance may be limited by a retroactive date which is stated in the schedule. The policy does not cover any claim arising from actual or alleged act, error, omission or conduct occurring prior to such retroactive date.
  • Trading Debt
Claims Made Policy
It is therefore extremely important that notification is given immediately to Aon Insurance Brokers Pty Limited or the Insurer as soon as you are aware of any circumstance that may lead to a claim.